REDWOOD CAPITAL BANK
PRIVACY DISCLOSURE
FACTS
WHAT DOES REDWOOD CAPITAL BANK DO WITH YOUR
PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and
protect your personal information. Please read this notice carefully to
understand what we do.
What?
The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
* Social Security number and income
* Account balances and payment history
* Credit history and credit scores
When you are
no longer
our customer we continue to share your
information as described in this notice.
How?
All financial companies need to share customer's personal information to
run their everyday business. In the section below, we list the reasons
financial companies can share their customer's personal information; the
reason Redwood Capital Bank chooses to share; and whether you can
limit this sharing.
Reasons we can share your personal
information
Does Redwood Capital Bank
share?
Can you limit this
sharing?
For our everyday business purposes -
such as to process your transactions,
maintain your account(s), respond to court
orders and legal investigations, or report to
credit bureaus
YES
NO
For our marketing purposes - to offer our
products and services to you
NO
NO
For joint marketing with other financial
companies
NO
NO
For our affiliates' everyday business
purposes - information about your
creditw orthiness
NO
NO
For our affiliates to market to you
NO
NO
For non-affiliates to market to you
NO
NO
QUESTIONS?
Call (707) 444-9800 or visit www.redwoodcapitalbank.com
RCB - Privacy Disclosure
Who we are
Who is providing this notice?
Redwood Capital Bank
What we do
How does Redwood Capital Bank protect my
information?
To protect your personal information from unauthorized
access and use, we use security measures that comply w ith
federal law. These measures include computer safeguards
and secured files and buildings.
How does Redwood Capital Bank collect my
personal information?
We collect your personal information, for example, when you
* open an account or deposit money
* pay your bills or apply for a loan
* use your credit or debit card
Why can't I limit all sharing?
Federal law gives you the right to limit only
* sharing for affiliates' everyday business purposes -
information about your creditworthiness
* affiliates from using your information to market to you
* sharing for non-affiliates to market to you.
State laws and individual companies may give you additional
rights to limit sharing (see below for your rights under state
law).
Definitions
Affiliates
Companies related by common ownership or control. They
can be financial and nonfinancial companies.
* Redwood Capital Bancorp
Non-affiliates
Companies not related by common ownership or control.
They can be financial or non-financial companies.
* None
Joint Marketing
A formal agreement between nonaffiliated financial
companies that together market financial products or
services to you
* None
Other important information
Under California law Redwood Capital Bank does not share personal information except as allow ed by law for
everyday business purposes.
USING OUR ELECTRONIC MEDIUM - Our customers and other individuals visiting our web site are important to us.
Some parts of our web site may use a ‘cookie’ which is a file placed on your computer hard drive that allows the Bank’s
web server to log the pages you use in the Bank’s web site and to determine if you have visited the site before. The
cookie captures no personal identifying information.
ACCURACY OF INFORMATION
-
We also ask you to closely review your account and loan statements for accuracy.
Contact us immediately if you have any reason to believe that your personal information is incorrect. Please write to us at
Redwood Capital Bank, PO Box 1401, Eureka , Ca 95502
E-mail:
customerservice@redwoodcapitalbank.com